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自動車保険の基礎知識 | 父ラボ

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自動車保険の基礎知識

車両保険が必要な人、必要じゃない人

車両保険は自動車保険の中で大きな金額のウェイトを占めます。「一般型」の車両保険に入った場合、車両保険に入らなかった場合の倍近くの保険料になってしまうこともあるでしょう。 例えば私が自動車保険の見積もりをした際にも、年間保 […]

車両保険の車両価格の決まり方

車両保険の金額は車両価格によって変わります。 車両保険では補償額を設定するために車両価格を使っています。 ではこの車両価格は何で決まるのでしょうか? 車両価格の決まり方 この車両価格は、保険に入る自動車の型式・年式・グレ […]

車両保険を安くするには?

車両保険の金額は、車両価格によって決まるため「車両保険を安くすることは難しいのでは?」と思いがちです。しかし、車両保険もうまく契約することで安くすることが可能です。 車両保険を安くするための方法 ここでは、車両保険を安く […]

車両保険の免責金額はいくらにする?

車両保険は免責金額を設定することができます。 うまく、免責金額を設定することで年間保険料を安くすることができます。 ここでは、免責金額の注意点や効果的な使い方をご紹介します。 車両保険の免責金額とは? 免責金額とは保険を […]

事故の場合に車両保険が使えるケース

車両保険は事故で自分の車が損傷した場合、その修理のために利用することができます。 事故で車以外の物と衝突した場合や、他の車と衝突した場合、その修理費用を補填することができます。 事故で車両保険が支払われるケース 事故で他 […]